I find it pretty mellow--I mean, nothing bad happens if you ask for a card but never post a completed bingo (...ask me how I know :D ). And as Arduinna mentioned above, we're heading into the long amnesty period.

Thus far, I've asked for three cards--one I never acted on really, but last year's I used for prompts/inspiration and wrote a bunch of pocket stories, though I never did go back to the comm and post the links as a bingo...I think I never officially finished the row I picked?

And then there's my most recent card, which Arduinna has reminded me I might want to post on my journal. It's not quite as good as hers, but I think it's pretty darn good.